Whether it’s you, the new driver in your family, a coworker, or a friend - nearly everyone behind the wheel will experience an accident of some sort. It’s not a question of if, but when. With these 5 steps, anyone can handle this scary part of driving:
- Stay Calm and Check for Injuries: Stop your car, turn off the engine and check yourself and your passengers for injuries. If anyone appears to be seriously injured, do not attempt to move them.
- Move Out of Traffic: If possible, move to the side of the road or a sidewalk and wait for professional medical help to arrive.
- Call 911: Even if it is a minor crash with no injuries, it’s important to call the police so they can document the scene and fill out an accident report. This will help during the insurance claim process, and having officers on the scene ensures there’s a trustworthy, objective source to discuss the accident if needed.
- Exchange Information: You should obtain the other driver’s full name and contact information, insurance company and policy number, driver’s license number, license plate number, the make, color and model of their vehicle and the location of the accident.
- Gather Evidence: You need your own documentation of the accident scene. You should ask for the name and badge number of the responding officers, request a copy of the official accident report, take pictures of your car from several angles and get contact information for any witnesses including passengers in the other vehicle(s).
If you follow these five steps, you should be in good shape to contact your insurance provider and make sure this whole situation is behind you as quickly as possible.
Note: There were more than 7 million car accidents in the U.S. in 2016, most with zero evidence of what actually led to the crash. Video evidence is the best way to tell your side of the story, with an Owl Car Cam you'll have the footage you need.
Facts + Statistics: Highway safety, Retrieved from https://www.iii.org/fact-statistic/facts-statistics-highway-safety